along with all other policies having a Maexpiration date." The notice was not printed, however, until According to CSC's computer records, a "renewal quotation" "was generated for Mr. Pursuant to its normal procedure, CSC "automatically generate" a "renewal quotation" thirty days before the policy's expiration date. Plaintiff's policy was therefore assigned to CSC as a "roll over" policy. Travelers subsequently withdrew as a NJAFIUA servicing carrier, and Computer Services Corporation (CSC), the new servicing carrier, assumed responsibility for the Travelers' policies. The 1989 Mercedes was added to plaintiff's policy when leased in March 1989. The policies were all "direct bill" policies, meaning that "all policies, billings, premium due notices, premium unpaid notices, renewal offers and cancellation notices were sent directly to plaintiff" by the NJAFIUA's servicing carriers. All were covered for one-year policy terms, beginning and ending on March 3 of each year. He owned or leased several vehicles from March 1984 to March 1990. Plaintiff obtained vehicle coverage from NJAFIUA through Cerra commencing in March 1984.
Il gatto a nove code automobili trial#
The trial judge rendered a finding in plaintiff's favor for $61,600.
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Plaintiff thereafter filed this action against NJAFIUA, Travelers and Cerra.Īfter plaintiff's motion for summary judgment on coverage was granted,See footnote 1 a bench trial was conducted on the issue of damages. Coverage was denied because the policy had expired. Plaintiff thereafter filed a claim under the policy issued by NJAFIUA and its servicing carrier, Travelers Insurance Company (Travelers). On April 24, 1990, the car was stolen from plaintiff's driveway. Pursuant to the lease requirements, plaintiff obtained automobile insurance through the Frank W. On May 18, 1989, plaintiff, Patrick Gatto (Gatto), leased a 1989 Mercedes Benz model 560SEC automobile from Ray Catena Motor Car Corporation pursuant to a "Closed-End Vehicle Lease Agreement" which was assigned to Chase. The trial judge also entered a supplementary order awarding prejudgment interest to plaintiff. There is no cross appeal, and Chase has not participated in this appeal. Judgment was also entered in favor of third party defendant Chase Manhattan Service Corporation (Chase) against plaintiff as a result of a default on an automobile lease.
Il gatto a nove code automobili full#
This is an appeal by defendant New Jersey Automobile Full Insurance Underwriting Association (NJAFIUA) from a final judgment entered in favor of plaintiff-insured in the amount of $61,600. The opinion of the court was delivered by
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No brief filed on behalf of respondent Chase Cerra (Giordano, Halleran & Ciesla,Īttorneys Mr. Canning argued the cause for respondentįrank W. Underwriting Association (Monte & Marriott,Īttorneys Jamie S. argued the cause forĪppellant New Jersey Automobile Full Insurance 665.īefore Judges Shebell, Stern and Wallace.įrancis E. Rely on them.Lesson learned.(NOTE: This decision was approved by the court for publication.) Care for your fleet.From the moment I walked through the door to driving off the lot, I can't think of a single full-service automotive team like Downtown Automotive that commits to integrity, trust, and the very best service when caring for one's vehicle.My business is better off because of these guys. One needs a top-notch crew to be in the pit for you and keep the components of a complex machine operating in harmony, or expect to find your enterprise smoking on the side of the road while your customers look for others to fill in the gap.Thankfully, Downtown Automotive spoke candidly and honestly to me about the importance of doing it right, and has likely saved me thousands of dollars in down work time.Put a budget aside.
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Nothing can be more ill-planned.Vehicles never fix themselves. I glued band-aids on the old beast and expected my workhorse to hobble along. reliable vehicle and a trustworthy group of professionals to keep it that way.Instead, I dropped the ball.
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I'm a landscape business owner who hasn't been the best caretaker of trucks.Poor approach.My business requires a.